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Terrorism Cover

Businesses are increasingly being impacted by terrorist incidents because police cordons and exclusion zones can hinder access, and there may also be a subsequent loss of attraction, both of which can lead to a reduction in takings.

Businesses such as bars, restaurants and other venues have discovered that their terrorism insurance won’t always respond following malicious terrorist attacks if there is no physical damage to their own or surrounding property.

We are able to offer quotations for terrorism insurance as an extension of a combined policy, or as a stand-alone wording which could include wider cover to suit your particular requirements where business interruption occurs where there has been no physical damage to property.
It is also a cost-effective solution for clients who:

• have multi-location exposures, and so can benefit from a combined material damage and business interruption floating first-loss sum insured, better reflecting their perception of the risk;

• would like to be able to choose which locations to insure and which locations to not insure, according to their perception of the risk.


To discuss your detailed insurance needs, speak to our friendly specialists by calling 01772 555576, sending an email, or completing our web form.

Contact Details

01772 555585
Unit 6a, Edward VII Quay, Navigation Way, PR2 2YF

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Garratts Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 300659). Registered in England & Wales with number 04384194. Registered office: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE