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Liability Insurance

In today’s ‘claim culture’, liability cover has never been more important to protect your business and assets.

Whether you need public liability, employers’ liability, or product liability insurance, our commitment to clients enables us to offer an unsurpassed quality of service combined with highly cost effective prices.

To discuss your detailed insurance needs, speak to our friendly specialists by calling 01772 555576, sending an email, or completing our web form.
A product liability claim usually occurs as a result of a:
• Design defect
• Manufacturing defect
• Failure to warn

Our solution comprehensively protects manufacturers, distributors, suppliers and retailers of products against claims for injury or damage to property caused by faulty or defective products.
Public Liability

Employers’ liability insurance cover is required by law. It is often irrelevant whether an individual is employed or self-employed, or whether you hold a contract of employment or a contract for services.

Our professional specialists can advise you on the complexities of employers’ liability and how it affects your organisation. Our cover delivers comprehensive protection if an employee is injured at work, or a former employee becomes ill as a result of working for you.
Employer’s Liability

Employers’ liability insurance cover is required by law. It is often irrelevant whether an individual is employed or self-employed, or whether you hold a contract of employment or a contract for services.

Our professional specialists can advise you on the complexities of employers’ liability and how it affects your organisation. Our cover delivers comprehensive protection if an employee is injured at work, or a former employee becomes ill as a result of working for you.

Contact Details

Unit 6a, Edward VII Quay, Navigation Way, PR2 2YF

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Garratts Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 300659). Registered in England & Wales with number 04384194. Registered office: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE