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Retail Insurance

The recession is hitting retail harder than any other sector. That’s why we’re keen to help you manage your insurance risks in way that is focused specifically on your sector, at the most cost-effective price.

Our insurance packages for retailers and franchises provide protection that is designed precisely for your needs – a combination of standard and optional covers that means you only pay for what you need.


Why should I use Garratts?

Our team comprises seasoned specialists whose industry knowledge enables them to deliver cover designed exactly to meet printers’ needs. Taking nothing for granted is part of our service. We visit you personally to provide technically expert advice which sometimes brings to light gaps in the cover that only a proper professional would spot.

To discuss your detailed insurance needs, speak to our friendly specialists by calling 01772 555576, sending an email, or completing our web form.
Our retail and franchises insurance solution includes:

• Business interruption cover – as standard, because we know that over 80% of businesses can go bankrupt after a serious fire

• Employers’ liability cover – £10 million protection to cover your legal obligations if you employ people

• Public liability cover – accidents can and do happen. That’s why we give you £2 million protection, as standard

• Seasonal increases – we know certain times of the year are busier than others, so we’ll give you an automatic 25% increase in stock cover – subject to conditions – at no extra cost

• Cover for your cash – cover of up to £5,000 cash on your premises during business hours or in transit

Legal expenses – cover for contract disputes, employment disputes, data protection, and more
Garratts Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority (Reference Number 300659). Registered in England & Wales with number 04384194. Registered office: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE